Therapy Services

for adult individuals and couples in Indiana

Therapy Services

How We Can Work Together

Insurance & Fees

We believe everyone deserves access to quality mental health care and strive to make our services as accessible as possible.

Insurance

At Centerline Psychological Services, we accept Anthem Blue Cross Blue Shield, UnitedHealthcare Plans (UHC/UMR/Optum), and Caresource Marketplace plans. If your insurance provider isn’t listed, we’re happy to provide a superbill for out-of-network reimbursement. Please check with your insurance provider to understand your mental health benefits, including coverage, co-pays, and deductibles.

Fees

For clients paying out-of-pocket, Dr. Luebcke’s rates are as follows:

  • Initial Intake Session (60-90 minutes): $225

  • Individual Therapy Session (55 minutes): $175

  • Couples Therapy Session (50-60 minutes): $175

  • Group Therapy Session (per person): $50

[We also offer sliding-scale options based on financial need. If you’re concerned about affordability, please don’t hesitate to reach out to discuss your options.]

For clients seeing Nisha Nidhi, out-of-pocket rates are as follows

  • Initial Intake Session (60 minutes): $50

  • Individual Therapy Session (55 minutes): $50

  • Group Therapy Session: $25

Your Right to a Good Faith Estimate

Under the federal No Surprises Act, health care providers are required to give uninsured and self-pay clients a Good Faith Estimate of expected charges for mental health services.

  • What it is: You have the right to receive a clear, written estimate of the total expected costs for any scheduled or requested services, including psychotherapy and related care.

  • Who it’s for: This applies to individuals who are not enrolled in an insurance plan or who choose not to use their insurance benefits for therapy.

  • When you receive it: We will provide you with a Good Faith Estimate in writing upon scheduling an appointment or upon request, outlining the anticipated frequency, duration, and cost of your treatment.

  • Dispute resolution: If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to challenge the bill through a formal federal dispute resolution process.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.

Steps to Get Started

Taking the first step toward therapy is a courageous decision, and we’re here to make the process simple and supportive.

Ready to Begin?

Click below to take the first step toward healing and growth.